Legal: Our Cookie Notice, Privacy Policy, GDPR, DMCA & Disclaimer

Last Updated: 21/01/2019. All terms “I”, “us”, “we”, “our”, “MoneyCortex”, refers to https://moneyCortex.com

Your use of MoneyCortex is governed by the details on this page. Transparency is important, this page has been written in a way to explain how your use of this website affects you. We want to meet all our global legal obligations and hope this documentation achieves that.

Cookies & Privacy Policy

Your privacy is important. We have an active cookie banner in place for all visitors to meet our GDPR obligations. Here we outline details of that. If you don’t accept you must reject the policy using the banner at the bottom of the page and please exit immediately.

Cookies
We use various cookies in order to:

  • allow our website to function as intended for users
  • protect us from spammers
  • monitor traffic

Some of the cookies are specific to certain pages or features on the website and may not be used during your time here. To see a full list of cookies in action on any specific individual page or (or on any other website for that matter) you can use a free online tool such as cookie-checker.com. Here’s a list of the cookies we use and what each one does.

  • “spam destroyer” – a cookie that helps us detect spammers
  • “youtube_showcase_wp_session” – we embed videos from our YouTube channel directly onto our website and this cookie helps it function correctly for users
  • “_ga”, “_gat”, and “_gid” – all 3 are Google Analytics cookies, they monitor traffic on the website
  • “PHPSESSID” – a simple temporary cookie used to display messages, for example in the event you attempt to submit a comment and there’s an error it may show you an error message, this is delivered using this cookie.
  • “viewed_cookie_policy” – this is a cookie that tells us if you’ve viewed the banner along the bottom of our pages that tells you about our policy.

Third-party
Sometimes we use third-party advertising companies to serve ads when you visit this website. These companies may use information (not including; name, address, email address or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. We do not control third-party companies. If you would like more information about this practice or to opt out please visit: http://optout.networkadvertising.org/?c=1

Comments
Some content pages on this website have an open comments section. If you post a comment we will collect and permanently store from you the email address, username, IP address, comment that you submitted and your browser user agent string (to help detect spam). That data is never sold or abused in any way. We never collect personal details such as names, addresses, or phone numbers and you are never asked to supply them. If at any stage you would like a comment you previously left on the website removed please submit a removal request from the original email address used to post the comment.

Embedded content from other websites
Articles on this website may include embedded content (such as videos, images, or articles). Embedded content from external websites behaves in the exact same way as if the visitor has visited the other website.

These external websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website. Such websites include sites like Twitter and Facebook.

Traffic monitoring
We use Google Analytics to monitor our website traffic. This provides us with data such as what countries most users come from and what browsers and devices they’re using. It’s a great way for us to understand our audience, we do nothing else with the data other that help us keep an eye on if our business is going in the right direction. If you wish to see the Google Analytics privacy policy please click here. If you don’t wish your website visits to ever be tracked by Google Analytics you can install a Chrome add-on here.

How we protect your data
We use high-quality web hosting from NameCheap who work hard to protect our website from hackers. We also have WordPress plugins installed on our website that help with security. In the event of a known data breach we will immediately post a public notice on our website and social media channels to alert all users. We don’t store any sensitive data about visitors such as addresses or bank details reducing our exposure, however all data is sensitive and private, even the data gathered via blog comments is valuable to us and we take great care in protecting it.

How long we retain your data
Data such as comments posted on articles is kept indefinitely. Other data such as “PHPSESSID”, “youtube_showcase_wp_session”, and “spam destroyer” is temporary and will expire within 1 year.

Disclaimer

The information contained on our website is for general information purposes only but does not constitute advice specific to you. We are not responsible for the content of external sites. Any links to external sites do not amount to any endorsement of that site. You click external links at your own risk. The views expressed in comments are posted by members of the public and not necessarily the views of MoneyCortex. All content is provided ‘As Is’. All information is accurate and correct to the best of our knowledge at the time of publishing.

The information is provided by MoneyCortex and whilst we do endeavour to keep the information up-to-date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, accuracy, suitability or availability with respect to the website or the information, services, products or related graphics contained in the website content for any purpose. That means that any reliance you personally place on such contained information is strictly at your own risk.

In no event will MoneyCortex be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage at all arising from loss of data or profits arising out of, or in connection with, the use of this site.

Through this website you may be able to link to other websites, such as in blog comments, which are not under the control of MoneyCortex. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Every effort is made to keep the website live and running as smoothly as possible for everyone. However, MoneyCortex takes no responsibility at all for, and will not be liable for, the website being temporarily down or unavailable due to technical issues beyond our control or even technical issues under our own control.

DMCA Infringement Notices

We use an array of screenshots, images, text, audio and other media on our website. If you feel any of it is owned by you and your copyright has been infringed please get in touch with a DMCA report detailing with your position and proof we can act as required. We always do our best to respect copyright and other laws such as libel and all other legalities, so we take any communications on this topic very seriously.

Revenue Disclosure

As a commercial business we need revenue to prosper the same as any business does. Sponsorships, advertisements, product donations and event invitiations contribute towards our revenue and content creation. Please read our full disclosure page detailing in full how we generate revenue and how it impacts you. For example MoneyCortex is a participant in the Amazon Europe S.à r.l. Associates Programme, an affiliate advertising programme designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.

YouTube Content

Videos containing other peoples content (images/sounds/videos) are believed to be used legally under appropriate licenses or fair use. We act responsibly and no misuse is intended. Anyone who objects to their work being featured should get in touch. The aim is to upload great videos for our network. When content is embedded it is for review purposes to decide which is best and to compile top lists which further promotes the person/company. Topics are linked to so they get the benefits.

We want our subscribers to discover these great talents and become further educated on them. We always add our own unique designs to videos, and extra content such as opinion and stats. We want to be successful and sustainable so it isn’t in our interest to do any harm. If you do have any issues contact us asap.

Contact

If you have any questions about it or need clarification on it please contact us.

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